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	<title>You Don't Need A Diamond...To Buy Real Estate</title>
	<link>http://youdontneedadiamond.wordpress.com</link>
	<description>The definitive Guide for Single Women of All Ages to Find, Buy and Finance Real Estate. Whether it's your 1st house or your 5th...whether you've never married or count 3 exes, this blog's for you!</description>
	<lastBuildDate>Tue, 24 Feb 2009 03:59:54 +0000</lastBuildDate>
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		<title>Janet&#8217;s Next Move</title>
		<description><![CDATA[Previously I wrote about Janet in Phoenix.  Should she buy?  Should she wait?
She bought.   Or rather, she put in a contract which, after some negotiation, was accepted by the Sellers.  She&#8217;s getting the property she wants &#8212; neighborhood, size and amenities &#8212; for a fantastic deal.  Plus interest rates are so low that it&#8217;s well [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=youdontneedadiamond.wordpress.com&blog=4669826&post=111&subd=youdontneedadiamond&ref=&feed=1" />]]></description>
		<link>http://youdontneedadiamond.wordpress.com/2009/02/23/janets-next-move/</link>
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		<title>There&#8217;s a protest going on in DC.</title>
		<description><![CDATA[The National Association of Realtors is protesting an increased fee being charged by Fannie Mae.  The fee, as much as 3.25% of the loan amount, is being charged to lenders who pass on to borrowers with credit scores as &#8216;low as 690.&#8217;  See article by James R. Hagerty in the Wall Street Journal.
Let&#8217;s do a quick [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=youdontneedadiamond.wordpress.com&blog=4669826&post=107&subd=youdontneedadiamond&ref=&feed=1" />]]></description>
		<link>http://youdontneedadiamond.wordpress.com/2009/01/04/theres-a-protest-going-on-in-dc/</link>
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		<title>Maybe it&#8217;s not the right time to buy or is it?</title>
		<description><![CDATA[My friend, Janet, who lives in Phoenix is planning to buy a house for herself.  Her last two purchases have been investment properties.  This one she&#8217;s going to live in.  Janet is very practical, but
&#8220;I feel very emotional about this,&#8221; she says.
Right.  Is IS emotional. But as long as you throw in some common sense, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=youdontneedadiamond.wordpress.com&blog=4669826&post=101&subd=youdontneedadiamond&ref=&feed=1" />]]></description>
		<link>http://youdontneedadiamond.wordpress.com/2009/01/01/maybe-its-not-the-right-time-to-buy-or-not/</link>
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		<title>Time to buy &#8212; Now!</title>
		<description><![CDATA[We are in the best and worst real estate market in over 25 years.  Best because it&#8217;s a Buyer&#8217;s market.  Now is the time to make a deal.   In many areas, I don&#8217;t think you&#8217;ll see home prices this low again.  That is, if the economy makes a comeback next year.
It&#8217;s a bad market because [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=youdontneedadiamond.wordpress.com&blog=4669826&post=92&subd=youdontneedadiamond&ref=&feed=1" />]]></description>
		<link>http://youdontneedadiamond.wordpress.com/2008/12/09/time-to-buy-now/</link>
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		<title>Right Time To Buy?</title>
		<description><![CDATA[Just when is the right time to buy?  Should you keep waiting for prices to drop even more?  I was in Delray Beach, Florida in August.  People there were saying, &#8220;you will never again see prices so low, but in the Spring they might be even lower.&#8221;  So what do you do &#8212; wait?  What [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=youdontneedadiamond.wordpress.com&blog=4669826&post=82&subd=youdontneedadiamond&ref=&feed=1" />]]></description>
		<link>http://youdontneedadiamond.wordpress.com/2008/09/29/right-time-to-buy/</link>
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		<title>Listen and Learn</title>
		<description><![CDATA[This morning I saw my Chiropractor.  While she was torturing uh I mean treating me, she asked about my book.  She went on to relate her experience as a single woman buying real estate.  She has purchased two homes, one in Maryland and one in Texas.  Unfortunately, her experience was the same in both cases:  [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=youdontneedadiamond.wordpress.com&blog=4669826&post=72&subd=youdontneedadiamond&ref=&feed=1" />]]></description>
		<link>http://youdontneedadiamond.wordpress.com/2008/09/27/listen-and-learn/</link>
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		<title>700 Club</title>
		<description><![CDATA[$700 Billion Club, that is.  Last night we had the biggest bank failure in U.S. history &#8212; Washington Mutual.  Today we&#8217;re waiting to find out what happens with the Treasury Secretary Paulson&#8217;s plan.  And, tonight there may or may not be a presidential debate.  It&#8217;s enough to make one want to take the day off [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=youdontneedadiamond.wordpress.com&blog=4669826&post=64&subd=youdontneedadiamond&ref=&feed=1" />]]></description>
		<link>http://youdontneedadiamond.wordpress.com/2008/09/26/700-club/</link>
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		<title>Goldilocks &amp; the 3 Bears</title>
		<description><![CDATA[Remember the fairy tale about Goldilocks and the 3 Bears?  It took her a couple of tries before she found the porridge and bed that was &#8216;just right.&#8217;  Searching for a property is akin to Goldilocks &#8212; if it doesn&#8217;t feel right, you shouldn&#8217;t buy it.  Even if all other factors are there &#8212; price, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=youdontneedadiamond.wordpress.com&blog=4669826&post=57&subd=youdontneedadiamond&ref=&feed=1" />]]></description>
		<link>http://youdontneedadiamond.wordpress.com/2008/09/22/goldilocks-the-3-bears/</link>
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		<title>It&#8217;s Scary Ride.</title>
		<description><![CDATA[
Roller Coaster &#8211; Definitely Not A Good Idea
Originally uploaded by 10:10 Photography (aka Coroner)

The market has been crazy in the last week.  It&#8217;s scary.  Downright frightening.  My opinion is that Wall Street got us into this mess.  They were the drug lords of the loan products.
      [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=youdontneedadiamond.wordpress.com&blog=4669826&post=51&subd=youdontneedadiamond&ref=&feed=1" />]]></description>
		<link>http://youdontneedadiamond.wordpress.com/2008/09/19/its-scary-ride/</link>
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		<title>Market is opening up.</title>
		<description><![CDATA[One of the results of the current credit crisis has been the extreme tightening of the mortgage market.  Plus, rates are higher than they should be.  That is until today!  Yesterday Treasury Secretary Paulson announced the U.S. government bailout of Fannie Mae &#38; Freddie Mac.  Fannie &#38; Freddie own approximately 7 TRILLION in mortgages.  Yes, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=youdontneedadiamond.wordpress.com&blog=4669826&post=39&subd=youdontneedadiamond&ref=&feed=1" />]]></description>
		<link>http://youdontneedadiamond.wordpress.com/2008/09/08/market-is-opening-up/</link>
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